Resources

Earned Future resources bring together the tools and systems I trust to make steady progress easier — across money, habits, and everyday life. Freedom grows from systems that work — quietly, consistently, and without the noise.

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💰 Financial Freedom

Banking & Automation

• CIT Bank – Platinum Savings — A high-yield savings option with competitive interest rates and a simple online setup. Great for building short-term savings with more momentum.
  They also offer other flexible saving options like money market accounts and no-penalty CDs — not something you’ll find at every online bank.
  Open a Platinum Savings Account »

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Investing & Growth

• Charles Schwab Brokerage & IRA — My Roth IRA lives here. Schwab’s clean interface and low fees make long-term investing simple and stress-free.
• Fidelity Investments — I use Fidelity to manage my 401(k). It’s dependable, transparent, and makes it easy to automate contributions so progress keeps moving without thought.
• M1 Finance — Automates diversified investing through “pies” that rebalance themselves.
• Robinhood — I’ve used Robinhood for casual investing and testing new ideas. It’s simple, intuitive, and helps you get comfortable with markets early on.
• Crypto.com — Where I manage small allocations in digital assets. Clean interface, transparent fees, and simple recurring buys.

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Tools That Simplify Money

• Earned Future Freedom Tracker — A free Google Sheets tool that brings your habits and finances into one view. (Available through the 7-Day Kickstart.)
• Simple Budget System (Sheets + PDF) — A clean, beginner-friendly system that helps you organize your bills, transfers, and monthly money flow. It gives you a simple structure for tracking what’s coming in, what’s going out, and how much you’re saving — especially if you’re starting to pay yourself first or automate your budget.
  Includes a complete Google Sheets version plus a step-by-step PDF walkthrough.
  •    • Google Sheets Version »
  •    • Download PDF Manual »
• Empower Budget & Cash Flow Tool — A free dashboard that tracks your spending, savings, and net worth across all accounts. Great for readers building momentum and starting to organize their full financial picture in one place.
  Especially useful once you’re managing multiple accounts or starting to invest more seriously.
  Explore the free Empower tools »
• NordVPN — A simple way to protect your financial accounts and personal data when browsing or using public Wi-Fi. I use a VPN anytime I’m banking or working remotely — it’s one of the easiest privacy upgrades you can make online.
  Open NordVPN »

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⚡ Simple Healthy Living

Focus & Recovery

• Forest App — Keeps you focused by growing a digital forest every time you stay off your phone.
• Pomofocus (Free App) — A clear timer system for deep work and rhythm.
• Insight Timer — Guided sessions and short meditations for clarity and calm focus.
• Hatch Restore 3 — I use this every night for gentle light and sound. It’s a calm way to wind down and wake up without grabbing your phone.
• HoMedics White Noise Sound Machine — Compact, travel-friendly sound therapy with calming nature sounds and an auto-off timer. Ideal for small spaces or nightly wind-downs.
• Hyperice Normatec 3 Leg Recovery System — Dynamic air-compression sleeves that improve circulation and ease muscle tension. The Relax mode before bed works wonders after long days or workouts.

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Energy & Consistency

• Fitbit Charge 6 — This is the tracker I use daily to keep my habits visible. It tracks heart rate, sleep, and movement — and helps me notice trends before I drift off track.
• Renpho Digital Scale — Simple, accurate, and affordable. I use it to track steady progress without getting caught up in daily fluctuations.
• Stanley Quencher H2.0 Tumbler — A reliable way to stay hydrated through long workdays. I keep one on my desk — and it’s rarely empty.
• RYZE Mushroom Coffee — My wife and I both drink this most mornings. It’s earthy, smooth, and gives steady focus without the caffeine crash.
• WSAKOUE Resistance Bands Set — I travel with these everywhere. They fit in any bag and work for stretching, quick workouts, or keeping my routine steady on the road.

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Everyday Carry & Organization

• Bellroy Mag Wallet — A slim, magnetically snapping wallet for essential cards. It’s secure, minimal, and helps you carry just what you need — no more, no less.

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Simple Eating & Daily Flow

• HelloFresh Meal Kits — Take the stress out of weeknight meals. HelloFresh delivers pre-measured ingredients and easy recipes so dinner gets handled — even when your brain’s already clocked out.
  Try HelloFresh »
• Amazon Glass Meal Prep Containers — Meal prep made clean, sustainable, and microwave-safe.
• Bobby Approved App — Helps you find cleaner grocery options in seconds — no nutrition degree required.

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🔍 Affiliate Disclosure

Some links above are affiliate links, meaning Earned Future may earn a small commission if you choose to buy through them — at no extra cost to you. I only recommend tools I trust and use within the Earned Future system. View full policy →